Harley-Davidson® GAP Insurance

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Harley-Davidson of Sacramento Finance and Insurance

Welcome to the Harley-Davidson of Sacramento Finance and Insurance Department. Here you will see all that we offer to help make your dreams of owning a Harley-Davidson® Motorcycle come true!

Don’t let this tough economic climate and all the hype convince you otherwise, Harley-Davidson® Credit is stronger than ever. Harley-Davidson of Sacramento is one of the largest dealerships in the United States and we will work hard to get most anyone financed.

Click here to fill out and send us a Harley-Davidson Finance Application.

Why wait to be riding the Harley-Davison of your dreams…get it today!!!


WHY FINANCE?

You may want to own a Harley-Davidson® motorcycle, but you don’t have the cash to buy it outright. Financing your Harley-Davidson motorcycle allows you to pay for your motorcycle over a period of time. We offer flexible repayment options and specialized financing for all credit types. Our Finance and Insurance Experts will customize your financing based on your needs. Since Harley-Davidson® Credit is open when we are, financing can be arranged right on the spot.

New or Pre-Owned Motorcycles

Through Harley-Davidson Credit, you may finance your dream bike-new or pre-owned dating back to 1903.

Have It All

Shouldn’t you have it all? The motorcycle, the leathers, the chrome and the security? We believe you should. Below is a list of items you may finance within your motorcycle loan:

  • Motorclothes Apparel
  • Parts and Accessories
  • Extended Service Protection
  • Harley-Davidson Cycle Insurance
  • Payment Protection Plan
  • Finance protection Plan

By financing these items in your loan, you save yourself from the expense of additional purchases down the road.

Ownership

When you finance the purchase of your motorcycle, your name goes on the title. Once the loan is repaid, you become the outright owner. In addition, you may sell or trade in your motorcycle at any time.

Click here to fill out and send us a Harley-Davidson Finance Application.


WARRANTY

Every new, previously untitled Harley-Davidson® Motorcycle comes with a free two year Manufacturer’s Limited Warranty. The warranty period starts on your vehicle purchase date and protects you from any service issues caused by any parts found under normal use to be defective in factory materials or workmanship. Regular vehicle maintenance items are excluded. Genuine Harley-Davidson® Parts installed at the time of purchase are covered by the Manufacturer’s Warranty.


CALIFORNIA MOTORCYCLE INSURANCE
Go Cruising for Some FREE Advice

We search the entire network of California motorcycle insurance companies to find you more than just cheap motorcycle insurance – we work to find you the absolute best coverage around. Your Harley-Davidson Motorcycle is unique and it requires careful attention regarding its insurance. We compare quotes for you to find you the lowest rates possible on the best coverage out there, including any discounts you qualify for:

  • HOG® membership
  • Motorcycle Safety Certificate
  • Multi-bike coverage
  • Security system in Place
  • Safe Driver

We give you a free instant quote, then signing up is easy by phone and/or fax. Be insured within minutes.

WORRY LESS. COVER MORE. CALL NOW.


HARLEY-DAVIDSON® EXTENDED SERVICE PLAN
Your Freedom to Ride

Covers virtually all California approved Harley-Davidson® major parts and systems, all 1,100 of them! Plus, reimbursements for rental vehicles, pick-up, towing charges and even lodging and meals if you are stranded away from home.

You must acquire the H-D™ Extended Service Plan before your factory warranty ends. Once your warranty expires, there is no way to get this important coverage at any price. For Pre-Owned motorcycles, you must purchase the protection on the same day you purchase the motorcycle.

Should you decide to sell your bike before the coverage ends, simply transfer any remaining coverage to the next owner for FREE. That’s a selling feature that may also help you get the highest possible resale value.

A $50 deductible per claim is all you’ll ever pay for any covered repair. Plus, you’ll pay nothing for parts previously repaired or replaced under the plan. The future costs of even one unexpected repair may easily exceed the cost of buying an H-D™ Extended Service Plan now.

For new motorcycles, both the Expense Reimbursement Package and the optional Tire and Wheel Coverage begin the same day as your factory warranty. The Mechanical Breakdown coverage begins the day after your factory warranty expires. All coverages on pre-owned motorcycles start the same day the motorcycle and service contracts are purchased.


GUARANTEED ASSET PROTECTION (GAP)
Don’t lose your shirt if you lose your bike.

Make sure you’re covered with the H-D™ GAP Plan.

No one likes to think about having their bike stolen or totaled in an accident, but the fact is, it can happen. And if it does, there’s something you probably didn’t know:

Your insurance company may only reimburse you for the actual cash value of you motorcycle. This amount could be substantially less than the outstanding balance on your loan.

This difference between what you owe on your loan and what your insurance company will pay is what’s known as “gap”, and its money that you’ll have to pay—unless you get the Harley-Davidson® Guaranteed Asset protection (GAP) Plan. It could literally save you thousands of dollars, up to $25,000. It could even cover the cost of your insurance company’s deductible, up to $1,000.

Should your bike ever be stolen or damaged beyond repair, you’ll have the comfort of knowing that your H-D™ GAP Plan will pay off any portion of your loan that remains after you get the settlement from your insurance company. You’re H-D™ GAP Plan will give you the option of receiving a $1,000 credit toward the purchase of a new bike—so you can get back on the road faster.

BRIDGE THE GAP. GET THE PLAN.

DEBT PROTECTION PLAN
IF TIMES GET TOUGH COULD YOU RIDE IT OUT?

Anybody could find themselves out of work at any time. If you were to lose your job or suddenly couldn’t work due to an accident—you and your family could face a financially difficult time. The Harley-Davidson™ Debt Protection Plan has been created to protect you in several ways.

The Harley-Davidson™ Debt Protection Plan includes three important benefits all in one convenient, affordable package:

  • Involuntary Unemployment: Relief from a period of unemployment
  • Total Disability Protection: If an illness or injury keeps you out of work
  • Accidental Loss of Life: Because nobody can be certain of what’s around the bend.

The fee for this valuable service is based on your total loan amount. Ask our Finance and Insurance Experts for full details.


PREPAID MAINTENANCE PLAN

What is Prepaid Maintenance? The best way to avoid expensive repair costs is to maintain your vehicle regularly. Prepaid Maintenance is a convenient and affordable way for you to maintain your vehicle according to the owner’s manual maintenance schedule.

Why purchase pre Paid Maintenance? Prepaid maintenance was designed to eliminate high cost surprises and provide predictable maintenance costs. This program offers convenience to our customers with the best service at reduced prices.

Features and Benefits
Do not VOID your warranty
  • Perform factory recommended maintenance that covers all parts and labor (see owner’s Manual)
  • Fulfill your obligation to perform proper maintenance during you warranty period keeping your warranty claims valid.
Increase VALUE
  • Increase the resale value by taking care of your asset
  • Receive reduced prices for maintenance services
  • Finance your vehicles maintenance costs over a year or more.
Better Budgeting
  • Eliminate the risk of high cost surprises.
  • Bring your vehicle in when needed, not when you can afford to have it serviced.
  • Achieve peace of mind, so you do not get hit with a high bill.
  • Lock in current prices for parts and labor to avoid inflation.

And…at Harley-Davidson of Sacramento, you will be serviced by Harley-Davidson PHD Factory Trained and Certified Technicians. Here you will find the most knowledgeable and dedicated Harley-Davidson Service Center Staff in Northern California. Each one of our Factory Certified Technicians is a rider, passionate about Harley-Davidson. You can rest assured, when you bring your bike to our Service Department, it will be treated with the kid gloves of a true motorcycle enthusiast. At Harley-Davidson of Sacramento, we are proud of the knowledge and passion our technicians bring to their work and the customers they serve.

Would you trust your Dream Bike to anyone else?

CONTACT US
Harley-Davidson of Sacramento
1000 Arden Way
Sacramento, CA 95815
916-929-4680
FAX 916-927-7859
finance@hdsac.com

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